Welcome to this rare waterfront home ideally placed on the border of downtown Temple Terrace. Located on a quiet cul-de-sac in the desirable 33617 zip code, this 4-bedroom, 2.5-bath, 2,078 sqft residence offers views of the scenic Hillsborough River on a spacious 0.25-acre lot. This home is a fantastic rehab loan opportunity featuring two HVAC systems (one replaced in 2012, the other of unknown age) and a roof of unknown age - ideal for buyers looking to customize and add value. Zoned RSC-6, the property supports single-family living with the added potential for an Accessory Dwelling Unit (ADU) - ideal for multi-generational families and rental income. This layout includes generous main-level living areas, with a lower level space ideal for a gathering place, homeschool pod, craft area, or business enterprise. The second level includes 4 bedrooms and two full bathrooms. This non-HOA property fulfills all wants and needs within a short radius; brave the adventure at Busch Gardens and commute to University of South Florida, each 4 miles away, or across the river experience downtown Temple Terrace and golf at your leisure on a brisk 2 mile route. Centrally located to major highways while also embracing the wildlife, enjoy kayaking, fishing, boating, and stunning river views from your home in Flood Zone X (no flooding history from prior Hurricanes Helene or Milton). A true hidden gem with tremendous opportunity to create (or expand) your dream riverfront home. Priced at $375,000.